/* whole document */
a:link {text-decoration: underline;
	color: #FFCC66;}
a:hover {text-decoration: none;
	text-transform: none;
	color: #FFCC66;}
a:visited {text-decoration: underline;
	color: #FFCC66;}

body {
	font-family: verdana, arial, helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	margin: 0em 0px 0em 0;
	padding: 0em 0 0em 0;
	line-height: 1.2em;
	color: #000099;}

.rmargn {margin: 0em 0 0em 0;
	padding: 0 30px 0 0;
	}
	
.navrmargn {margin: 0em 0 0em 0;
	padding: 0 121px 0 0;
	}
	
IMG {border-width:0;position:relative;}

p{font-family: verdana, arial, helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	margin: 0em 0 0em 0;
	padding: 0em 0 1em 0;
	line-height: 1.2em;
	color: #000099;}

ul{	padding: 0em 0 0 0;
	margin: 0em 0em 1.1em 2em;
	line-height: 1.1em;
	}

li{	padding: 0em 0 .4em 0;
	margin: 0em 0em 0em 1em;
	line-height: 1.1em;
	}

H2{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 22px;
	margin: 0em 0 0em 0;
	padding: 0 0 .5em 0;
	line-height: 1.2em;
	color: #000099;}

H3{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 18px;
	margin: 0em 0 0em 0;
	padding: 0em 0 .5em 0;
	line-height: 1.1em;
	color: #000099;}

.smheaders{font-family: verdana, arial, helvetica, sans-serif;
	font-size: 15px;
	font-weight: bold;
	margin: 0em 0 0em 0;
	padding: 0em 0 .8em 0;
	line-height: 1.2em;
	text-decoration: underline;
	color: #ffffff;}

.openerli{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 14px;
	line-height: 1.2em;
	color: #000099;}

.yelquote{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-style: italic;
	font-size: 12px;
	margin: 0em 0 0em 0;
	padding: 0em 3em 1em 3em;
	line-height: 1.2em;
	color: #FFCC66;}

.blu18{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 18px;
	margin: 0em 0 0em 0;
	padding: 0em 0 .5em 0;
	line-height: 1.2em;
	color: #000099;}

.blu14{font-family: verdana, arial, helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	margin: 0em 0 0em 0;
	padding: 0em 0 1em 0;
	line-height: 1.2em;
	color: #000099;}

.blu14lst{font-family: verdana, arial, helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	margin: 0em 0 0em 0;
	padding: 0em 0 .3em 0;
	line-height: 1.2em;
	color: #000099;}

.yel14{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 14px;
	margin: 0em 0 0em 0;
	padding: 0em 0 1em 0;
	line-height: 1.2em;
	color: #FFCC66;}

.yel12{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 12px;
	margin: 0em 0 0em 0;
	padding: 0em 0 1em 0;
	line-height: 1.2em;
	color: #FFCC66;}

.yel12pad{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 12px;
	margin: 0em 0 0em 0;
	padding: 1em 1em 1em 1em;
	line-height: 1.2em;
	color: #FFCC66;}


.yel10{font-family: verdana, arial, helvetica, sans-serif;
	font-size: 10px;
	line-height: 1.2em;
	color: #FFCC66;}

.wht12{font-family: verdana, arial, helvetica, sans-serif;
	font-weight: bold;
	font-size: 12px;
	margin: 0em 0 0em 0;
	padding: 0em 0 1em 0;
	line-height: 1.2em;
	color: #FFFFFF;}